What are you giving up, all for
a low interest rate?

3rd party loan mod negotiators want $3500 upfront, your private info,
months of your time, you to be stuck with an over-financed house, may be ok with you possibly paying a huge IRS 1099 tax bill, if you wait and sell after 2012 while owing too much.

All for a temporary low interest rate, is it worth it?

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