If you spend any time reading the website www.patrick.net, you know that the housing market is only getting worse, and that we will likely see a wave of foreclosures for 3-10 more years at a very high rate. This is due to a number of circumstances. This includes ARM’s adjusting, FHA being considered the new subprime with high default rates, and than also the baby boom demographic shift flooding our housing market with inventory over the next 10-15 years. There is an important IRS tax law ending in 2012, so it’s recommended that you sell before 2012. Also you should sell sooner than later since you don’t want to compete with all of the other foreclosures.

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