Short Sale Assistance Group discusses how many people will not qualify for a loan modification. You must have a Fannie Mae or Freddie Mac loan. If you are unemployed you won’t qualify he states. If it’s a rental property, or you have a high debt to income ratio. More than 110% over financed, it probably won’t work for you. Go to www.wecallyourbank.com to fill out your info to get started on a short sale.

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